My story is grand theft, financial abuse from a 52 year old man who was 46 when he tricked me. The full story is at Q2, it's also at Gofundme titled "Scammed Elderly" as I'm trying to raise funds to hire lawyers to take him to court and achieve justice and/or he pays what he owes which is $105,000.

Hi, I'm Myrna Sumiran Lavoie of Pittsburg, California, I'm 82 years old. A very warm and heartfelt greetings to all. I'm asking for help because I was scammed badly by a 52 year old man named Kulwinder Shergill Singh (or KSS).

I wrote my Congressman John Garamendi & Josh Harder of Stockton in February 2023, also wrote CA Senator Alex Padilla and Governor Gavin Newsome's office. Their reps said it's out of their jurisdiction. I wrote pres. Biden and VP Harris, White House staff wrote back, stated my case has been forwarded to the proper Fed agency but I haven't received any call or email up to now. I wrote to all news outlet, only one replied on Feb. 2023 yet never contacted me again.

I filed an FTC complaint in April, also wrote CA. Attorney General Rob Bonta but they all can't help me. I called the FBI, they recommended CA. state bar association. I called them, the rep said it will cost over $75,000, same with other lawyers. I called the Elderly Fraud Hotline, they can't help, suggested the Department Of Justice. I filed a fraud/grand theft report to the DOJ on Apr. 29, 2023 and a 3949-A form (tax violation) with the IRS in mid May, no reply up to now. I hope someone can help me make KSS face justice, there's no other entities I can turn to.

Below is the story.

Back in June 2017, while my car was being serviced at KSS car shop in Stockton (he was 46 then), I mentioned to him my plan to sell my house in Stockton for $140,000. I had a breast cancer in late 2016, underwent double mastectomy and radiation therapy. Was finally in remission by June 2017, needed to sell the house which my youngest son bought in 2012 per my request to keep me active. But I can no longer maintain it due to poor health.

I took my old car to KSS's shop whenever it needed oil change and inflating tires, he and his fiance were nice & friendly. He always brought me cold water to drink, spent time to talk which I rarely get from my two sons who are always busy at work.

He inspected my property in July 2017 and offered $125,000 which I accepted. I agreed to his request not to hire a realty agent and title company, it saves 6% commission charge by the 2 party's realty brokers plus the title company's fees. This equates to around $15,000 which allowed the house to be lowered from $140,00 to $125,000. I agreed to his request as he's really kind & nice. He promised to pay with a Bank Of America cashier's check from a joint account of him and his mom on or before Aug. 2017. He told me they have over $100,000 which came from sold properties in India.

However, before KSS scheduled date to pay his initial downpayment, he gave me a Purchase Agreement which he asked me to have my son sign being the owner of the property. This Purchase Agreement states that my son is selling his house to KSS for $50,000 only. The document was prepared by KSS's Notary whom he borrowed $20,000 from for the downpayment. He said he needs a $50,000 Purchase Agreement so he can borrow $50,000 from an Indian friend who has a Financial Service Co. that also lends money. He told me he needs this extra cash as the joint bank account between him and his mom containing +$100,000 will be depleted in fully paying me. He said he shouldn't be low in cash being a car shop owner, always needing back up money for his business. I agreed to this Purchase Agreement to help him, also to get the transaction going. Thus, I coaxed my son to sign the Grant Deed and be notarized under KSS name as well as to sign the Purchase Agreement.

When KSS and I went to Bank of America in August 2017 using my car, he didn't let me go with him to the cashier's window, had me wait at the bank's lounge chair. When he returned, he said his mother withdrew $100,000 from their joint account. We then went to his car shop where I had to use the bathroom as there's none in the bank, Ieaving my papers in my big brown envelope inside my car. I couldn't find the Grant Deed in my brown envelope 2-3 days later. I think he took it while I was in the bathroom. When I went to the County Recorder's office, I was told my house was already recorded in his name.

When I went to him to ask about this transfer, he had a sudden change of personality. He was no longer nice, demanded I leave and never see him again. But I went again to his shop a few days later, he was so loud and nasty. He threatened something real bad will happen to me or any of my offsprings if I don't stop going to his shop, pursuing this matter. He sold my house a year later (August 2018) for $140,000 after renting it out for 1 year. My biggest mistake was coaxing my son to sign the Grant Deed and $50,000 Purchase Agreement that KSS made thru his Notary, telling my son that KSS is a trustworthy, kind, nice man. He promised to pay the $125,000 that we both agreed to, there's no way my son and I will sell the house for only $50,000 since my son spent over $60,000 in buying and fixing that house in 2012. Also, houses of that size in Stockton were selling over $140,000 in 2017.

Yet in spite of the $50,000 Purchase Agreement, KSS only paid $20,000 that was borrowed from his Notary. Hence, everything he told me was a lie, to convince me to sell the house to him. KSS methodically tricked me step by step by offering things that seemed advantageous to us both when it only benefitted him. He kept giving proposals which I agreed to being so trustful of him, not realizing he's already defrauding me. First, by offering to buy the house for $125,000 which was ok, having proposed a way to save $15,000 via not using a realtor and title company. Then he said he and his mother has a joint bank account containing over $100,000 from sold properties in India which I believed due to him having a car shop.

Then he convinced me to a $50,000 Purchase Agreement so that he won't be short of money for his shop. I was concerned of his business and thus, agreed to his requests. It's only later on that I realized he will have a legal document to show ($50,000 Purchase Agreement) in case he reneges on our $125,000 agreement. My biggest mistake was being so trusting & naive. But that's how we elderlies are as seen by our numerous scam stories not only here at Go Fund Me but anywhere in USA.

Overall, his promise to pay the remaining balance ($105,000) was a big lie just like the many other things he said. He methodically set me up badly step by step even if he knew I recently had breast cancer. He profited huge by selling my house in August 2018 for $140,000, also rented it out for 1 year before selling it.

He caused me severe emotional stress since mid 2017 after recovering from breast cancer, I wasted the last 5 years doing attorney-like, legal papers so as to take him to court. I don't have $75,000 for attorney fees and thus, I had to do the papers myself when I'm not even a lawyer. I have 3 big boxes of all these papers as seen at my photo. I've been to the doctor many times starting mid 2017 due to high BP, high blood sugar, lack of sleep/rest, frequent nausea, vomiting, dizziness, light headedness, etc. All due to the stress KSS caused me, was even hospitalized. I have records of all visits to the MD and hospital since mid 2017.

I also feared for my life and my sons if I visit KSS again. But a 76 year old lady friend encouraged me to pursue justice. Hence, we went to his abode in 2021. He got mad at me for still pursuing him; told us he no longer has the money ($140,000), used them to pay his debts to people he defrauded before me. Even the previous D.A. was after him, he told me in front of my 76 year old friend to stop the D.A. from harassing him. I reported him to Stockton police in 2017 who turned it to the D.A.

When I went to his shop in early 2021, it was already closed. I stopped pursuing him in 2018 after his threats, it's only now that I have the courage to pursue again. I told this to his 17 year old son Lakhbir Shergill (nicknamed Bir, he's 23 now) in 2017, asked him to help me. He said he can't interfere with his dad's affairs. I went to KSS brother's shop called Gill's Tires & Auto Repair also in Stockton, he also said he can't interfere with KSS affair.

I contacted several news outlets hoping some or one features this story so that it doesn't happen to others especially elderlies. I also wrote Bay Area representatives hoping someone takes interest and author a bill requiring County recorder employees to contact the previous owner or family members first to verify the transfer of a property before recording it under the new owner (i.e. the grant deed named to) so as to prevent fraud, theft.

Any help, no matter how small, is greatly appreciated. The money will be used to hire lawyers to finally bring KSS to justice as the statute of limitation for elder scam or abuse is 10 years plus any other charges the attorneys can come up with. Will be great to hire high profile lawyers like Gloria Allred, et al who fights scam-abuse on women. I will return all the money donated or donate them to all the other scammed elderlies at Gofundme once KSS finally pays the $105K he owes or the law trace where he wired the money (e.g. an associate) from selling my house.

If Bir happens to read this, I hope he's a good adult now and do the right thing via paying what his dad owe. KSS always said in 2016-17 he pays for Lakbir's upbringing and eventual college attendance. Bir also told me this on why he can't interfere with his dad's affairs being dependent on him.

KSS needs to be brought to justice or put in jail (it's 4-5 years for financial elder abuse), he's getting brazen, his crimes are increasing. I googled him, he has many, was even booked this Sept. for assault with a deadly weapon. I failed to google him in 2017, some or many of us elderlies are tech unsavvy but I'm trying to improve. It won't be long when KSS scams and/or physically hurt another person, he needs to spend time in prison to make him change.

Misdemeanors are only given 6 months max, or he simply may have been booked and spend a few days in jail, won't change him. If I take him to court with your help, he will be compelled to pay what he owes or be jailed 4-5 years. Bir, his brother who's also a car shop owner, and others can help him, lend him money then he pays them later being his family.

Please help me bring KSS to justice, it will also be victory for folks he victimized before & after me. We immigrants vowed not to do harm upon migration here in USA, be an asset or contribute to it, not victimizing others. Yet he keeps getting away with his rotten, evil deeds. Won't be long when KSS has a new heinous case online, he needs to be stopped instead of always thinking he's untouchable, can beat/escape the law or the law doesn't apply to him or the law will never catch up to him, knowing how to evade it.

He's also known as Lucky (his nickname) to his family and community. His old shop in Stockton was called Lucky's Tireshop & Auto Repair. His luck of always successfully victimizing others, evading justice, knowing his way around US laws, making a mockery of them or getting away with his foul deeds need to end. Thanks and God bless you all.

Be very careful of person(s) who are so nice to you when it comes to properties and/or money matters. Chances are, they're after what you have. Don't easily trust anyone, always use a lawyer or a 3rd party who handles financial matters so that you won't get tricked, scammed, deceived like me.

Kulwinder face justice and/or he pays the $105,000 he owes. I need media exposure for it to happen.

Please help me, I need media exposure to finally achieve justice. I'm still within 10 years statute for elder abuse. Thanks & Happy Holidays.