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My father's Sister,Daughter,and his POA forged signatures stealing all of childrens inheritance, properties, and starved, abused, and put pills in his mouth, Killing him. I went to his home, and was attacked by his So called POA,, wife and brother with a gun, beating me, telling me they were going to kill me like they did my dad, they killed my family!! And will kill me, when they catch me

They shot and killed my 17 yr old son and covered it up as suicide in Livingston parish Louisiana, with all along with all my possessions being stolen and the sheriff said,that the evidence that I have was probably contaminated. They all got away with murder, crime, human trafficking, stealing peoples properties, bank account, Inheritances

Hacked computer. Nearly cost us thousands of dollars.

Received a pop-up notice allegedly from Apple (Apple does NOT send these) stating that my computer was hacked. The notice told me to call a rep. The rep gave his full name and false Apple ID number. (Real Apple reps don't do that). He suggested my bank account may have also been hacked. He asked me to give the toll-free bank member service number, which I did. (Golden 1 Credit Union). He said he would transfer me to a customer service rep at the bank. The person who answered was NOT a customer service rep. He told me my checking account had been hacked for more than $15,000. He said the only way to stop it was to withdraw $15,000 from my account and await further instructions. Fortunately, by that time, I got suspicious. So I visited my branch and talked to the manager. He agreed that this was a scam. I gave the names of the fraudulent agents and their phone numbers to the FTC.

I am a senior citizen who lives in Rhode Island is a victim of power-based abuse. My daughter attacked me a fee weeks ago and was arrested. I am trying to flee but I haven't any income. I am living in an apartment without heat and sleeping on the floor. The abusers are her father's celebrant family. I need help.

My father is 87 years he lives in contra costa county he worked hard his entire life set up his retirement and believed he would be able to spend the rest of his life enjoying it. But that did not happen, my father was almost killed by a women who over dosed him with pills in the attempt to try and kill him as he was worth alot to her dead she had changed his trust documents with her attorney she took many life insurance policies out on him. I was contacted by a family friend who witnessed all this he got concerned about his safety and called me, my father ws not in good shape he was taken to walnut creek kaiser as he was so drugged up that he could not even walk we have reports from kaiser stating unknown pills where in his system. this women jill moses got scared and thought she was going to jail so she went and got a attorney and with out no notice to my father and family he was placed under a conservertership our contra costa county superior court is the most corrupt department Judge Virgina George and her clan of corrupt attorneys Konstaintine demiris, joe morell, lara heisler, Terrence murphy John Balquest, Mathew talbot, which we have proved everything that lara heisler and jill moses had stated but they keep it all going we have spent our life savings to theses attorneys all for doing nothing they even made me sign documents giving up any inheritence i might have gotten they are now wanting over 600,000 in more fees and these people have done nothing, MY FATHER WAS ABUSED AND THE COURT SYSTEM DOES NOTHING ABOUT IT ACCEPT KEEP ABUSING THE VICTIM AND LET THE ABUSER GET AWAY WITH IT ALL SHE HAS DONE THIS TO SO MANY PEOPLE ALREADY OUR SYSTEM IS SO MESSED UP. I HAVE BEEN CONTACTED BY MANY OTHER VICTIMS THAT HAVE ALSO BEEN THROUGH PURE HELL THIS IS ORGANIZED CRIME AND NEEDS TO BE STOPPED.
I WOULD NOT WISH THIS ON ANYBODY THESE PEOPLE PRAY ON THE ELDERLY DISABLED AND CHILDREN THE MOST VULNERABLE PEOPLE IT NEEDS TO STOP. MY NAME IS MICHELYNE KUYKENDALL I DONT NEED TO BE PRIVATE I WILL DO ANYTHING TO STOP THIS ABUSE TO THE ELDERLY. MY NUMBER IS 925 206 8882
Thanks so much
Michelyne kuykendall

THE CORRUPTION IN OUR CONTRA COSTA COUNTY SUPERIOR COURT DEPARTMENT 30

I have so much evidence there is alot more to this story with evidence I also have many other victims that want to get there story out so hopefully we can stop the abuse in our court system

Sis s plan poa trustee exe 5000 acre farm sold 2million farm machinery household house farm changed will took caddy she is tak n 50000000 in property need help real evil person

HELP

In 2013 my elderly father, living in his house was experiencing progressive worsening symptoms of Dementia. My younger son was living with him at the time and trying to help as best he could. Son alerted me that my father was on a decline, leaving stove on, doors unlocked, etc. There were neighbors/former co-workers, a girlfriend going out to eat, bank, etc. with him. My son questioned the relationship with these folks and warned me about this. I contacted his doctors' and they both wrote notes to me stating my father may need assistance, as his health was declining and my presence would be helpful if I could be stationed nearer to him. The military was kind enough to issue me orders, shortening my tour, and allowing me to transfer to a unit very close to his home.

After several months in my father's home, cleaning, cooking, doing everything I could to help him while focusing on my full time military career, the situation became stressful. My father insisted he needed no one's help, and that he was fine. He also made the same statements after we visited his primary care doctor, and his attorney. He suddenly became resentful, hostile, and told me and spouse to move out, ASAP. I had some medical issues at the time, and had no place to go with my household goods in storage. My spouse and I ended up in an Extended Stay, in a nearby town. Then, a couple of months later my son was locked out of the house and had access a window upstairs to gather his belongings and leave as well.

As we left his house on less than favorable terms, and I told my father I would only return if there was some emergency and would soon retire to another state. These friends, neighbors, former Federal Co-workers and his girlfriend kept coming to my father's home. They were all given keys to everything and my father seemed to trust all these people, and was always showing them into the house and showing them around. He was missing my mother, who died in 2010 and liked to show off her fine silver, china, and things she had inherited from back 3 generations in her family. She still had jewelry, antique mahogany furniture, and everything she had kept from her families treasured items. There was inherited money in the bank, and my father had a cache of weapons in the house and garage for safety reasons.
I sent a few cards, tried to call him over the years, and no answer. In early 2000, there was a call from a longtime friend of the family (a nurse) who said she had received disturbing late night calls from my father recently. She wanted to know if I was aware of his situation, and I did not being that I had not heard from him since we left. The family friend stated that when COVID hit, she found him alone, dirty, and that almost everything in his house, packed garage was gone! I wanted to talk to him and see him, but knew this was not the right time to travel as the virus was keeping everyone at home. After 4 months, I got another call from an older son who told me the rest of his garage was being emptied of all of his machinery, tools, tanks, massive saws, milling machine, drill presses, years of mechanical and technical books he saved. Weapons were also taken, and values stashed in the garage.

Once I was able to travel to Virginia in early May of 2020, I was able to talk to my father, who told me, "You stole money from my banking/savings account". I asked him for details, he wasn't sure, except to say that the bank was presented with a note and other documents by someone who said they were me and my husband, and my mother's only next of kin, and withdrew all the money in the account. After hearing this I called the bank fraud line and reported my concerns, then visited the bank branch where this happened, and tried to report identity theft, and Elderly Financial Fraud. I also reported everything to local police, state police, Dept of State for my mother's missing passport, Social Services, and began making a list of all that was gone from his home as best as I could remember. Not one agency, seemed interested in helping me because I wasn't the victim! I was only his daughter, so this was hearsay, and not really considered a valid claim. After visiting his attorney's office, I found out that he knew what had happened, but also did not seem to care about the Elder Fraud and Abuse, not reporting any of this to the authorities! At one point in a follow up phone call to the attorney, he stated he was "working on it". I never received followup, nor any help from anyone in the system. This seems as if, at least in the State of Virginia, that if the victim doesn't report these crimes, then it never happened. Please understand that I do not wish revenge for the perpetrators, only justice be served on these folks who committed horrible acts of crime towards my vulnerable, elderly father. The things taken, nearly everything were family heirlooms, precious things that were to be passed down to our small, existing family, me and my sons!

If persons like these so called, friends, neighbors, a girlfriend, even Federally retired co-workers, are not stopped, they will continue to target the elderly and I believe they will continue to profit and not be held accountable until they meet their judgement day when they die. Social Services was not even aware of an online course that can be taken in the event of elderly crimes, I took the training, then asked the agency if they had taken the Online Reporting Criteria course for Elderly Fraud & Abuse, and the Supervisor at this Social Services said no!

Laws must be strengthened to protect, report, and hold anyone accountable of known Elder Fraud, by family, especially next of kin!
Reporting: If everyone is held accountable, Attorneys (especially Elder Attorneys), Health Care workers, Bystanders who suspect a crime, business vendors, banks and their officials, we might get this type of criminal activity under control one day!

My story is grand theft, financial abuse from a 52 year old man who was 46 when he tricked me. The full story is at Q2, it's also at Gofundme titled "Scammed Elderly" as I'm trying to raise funds to hire lawyers to take him to court and achieve justice and/or he pays what he owes which is $105,000.

Hi, I'm Myrna Sumiran Lavoie of Pittsburg, California, I'm 82 years old. A very warm and heartfelt greetings to all. I'm asking for help because I was scammed badly by a 52 year old man named Kulwinder Shergill Singh (or KSS).

I wrote my Congressman John Garamendi & Josh Harder of Stockton in February 2023, also wrote CA Senator Alex Padilla and Governor Gavin Newsome's office. Their reps said it's out of their jurisdiction. I wrote pres. Biden and VP Harris, White House staff wrote back, stated my case has been forwarded to the proper Fed agency but I haven't received any call or email up to now. I wrote to all news outlet, only one replied on Feb. 2023 yet never contacted me again.

I filed an FTC complaint in April, also wrote CA. Attorney General Rob Bonta but they all can't help me. I called the FBI, they recommended CA. state bar association. I called them, the rep said it will cost over $75,000, same with other lawyers. I called the Elderly Fraud Hotline, they can't help, suggested the Department Of Justice. I filed a fraud/grand theft report to the DOJ on Apr. 29, 2023 and a 3949-A form (tax violation) with the IRS in mid May, no reply up to now. I hope someone can help me make KSS face justice, there's no other entities I can turn to.

Below is the story.

Back in June 2017, while my car was being serviced at KSS car shop in Stockton (he was 46 then), I mentioned to him my plan to sell my house in Stockton for $140,000. I had a breast cancer in late 2016, underwent double mastectomy and radiation therapy. Was finally in remission by June 2017, needed to sell the house which my youngest son bought in 2012 per my request to keep me active. But I can no longer maintain it due to poor health.

I took my old car to KSS's shop whenever it needed oil change and inflating tires, he and his fiance were nice & friendly. He always brought me cold water to drink, spent time to talk which I rarely get from my two sons who are always busy at work.

He inspected my property in July 2017 and offered $125,000 which I accepted. I agreed to his request not to hire a realty agent and title company, it saves 6% commission charge by the 2 party's realty brokers plus the title company's fees. This equates to around $15,000 which allowed the house to be lowered from $140,00 to $125,000. I agreed to his request as he's really kind & nice. He promised to pay with a Bank Of America cashier's check from a joint account of him and his mom on or before Aug. 2017. He told me they have over $100,000 which came from sold properties in India.

However, before KSS scheduled date to pay his initial downpayment, he gave me a Purchase Agreement which he asked me to have my son sign being the owner of the property. This Purchase Agreement states that my son is selling his house to KSS for $50,000 only. The document was prepared by KSS's Notary whom he borrowed $20,000 from for the downpayment. He said he needs a $50,000 Purchase Agreement so he can borrow $50,000 from an Indian friend who has a Financial Service Co. that also lends money. He told me he needs this extra cash as the joint bank account between him and his mom containing +$100,000 will be depleted in fully paying me. He said he shouldn't be low in cash being a car shop owner, always needing back up money for his business. I agreed to this Purchase Agreement to help him, also to get the transaction going. Thus, I coaxed my son to sign the Grant Deed and be notarized under KSS name as well as to sign the Purchase Agreement.

When KSS and I went to Bank of America in August 2017 using my car, he didn't let me go with him to the cashier's window, had me wait at the bank's lounge chair. When he returned, he said his mother withdrew $100,000 from their joint account. We then went to his car shop where I had to use the bathroom as there's none in the bank, Ieaving my papers in my big brown envelope inside my car. I couldn't find the Grant Deed in my brown envelope 2-3 days later. I think he took it while I was in the bathroom. When I went to the County Recorder's office, I was told my house was already recorded in his name.

When I went to him to ask about this transfer, he had a sudden change of personality. He was no longer nice, demanded I leave and never see him again. But I went again to his shop a few days later, he was so loud and nasty. He threatened something real bad will happen to me or any of my offsprings if I don't stop going to his shop, pursuing this matter. He sold my house a year later (August 2018) for $140,000 after renting it out for 1 year. My biggest mistake was coaxing my son to sign the Grant Deed and $50,000 Purchase Agreement that KSS made thru his Notary, telling my son that KSS is a trustworthy, kind, nice man. He promised to pay the $125,000 that we both agreed to, there's no way my son and I will sell the house for only $50,000 since my son spent over $60,000 in buying and fixing that house in 2012. Also, houses of that size in Stockton were selling over $140,000 in 2017.

Yet in spite of the $50,000 Purchase Agreement, KSS only paid $20,000 that was borrowed from his Notary. Hence, everything he told me was a lie, to convince me to sell the house to him. KSS methodically tricked me step by step by offering things that seemed advantageous to us both when it only benefitted him. He kept giving proposals which I agreed to being so trustful of him, not realizing he's already defrauding me. First, by offering to buy the house for $125,000 which was ok, having proposed a way to save $15,000 via not using a realtor and title company. Then he said he and his mother has a joint bank account containing over $100,000 from sold properties in India which I believed due to him having a car shop.

Then he convinced me to a $50,000 Purchase Agreement so that he won't be short of money for his shop. I was concerned of his business and thus, agreed to his requests. It's only later on that I realized he will have a legal document to show ($50,000 Purchase Agreement) in case he reneges on our $125,000 agreement. My biggest mistake was being so trusting & naive. But that's how we elderlies are as seen by our numerous scam stories not only here at Go Fund Me but anywhere in USA.

Overall, his promise to pay the remaining balance ($105,000) was a big lie just like the many other things he said. He methodically set me up badly step by step even if he knew I recently had breast cancer. He profited huge by selling my house in August 2018 for $140,000, also rented it out for 1 year before selling it.

He caused me severe emotional stress since mid 2017 after recovering from breast cancer, I wasted the last 5 years doing attorney-like, legal papers so as to take him to court. I don't have $75,000 for attorney fees and thus, I had to do the papers myself when I'm not even a lawyer. I have 3 big boxes of all these papers as seen at my photo. I've been to the doctor many times starting mid 2017 due to high BP, high blood sugar, lack of sleep/rest, frequent nausea, vomiting, dizziness, light headedness, etc. All due to the stress KSS caused me, was even hospitalized. I have records of all visits to the MD and hospital since mid 2017.

I also feared for my life and my sons if I visit KSS again. But a 76 year old lady friend encouraged me to pursue justice. Hence, we went to his abode in 2021. He got mad at me for still pursuing him; told us he no longer has the money ($140,000), used them to pay his debts to people he defrauded before me. Even the previous D.A. was after him, he told me in front of my 76 year old friend to stop the D.A. from harassing him. I reported him to Stockton police in 2017 who turned it to the D.A.

When I went to his shop in early 2021, it was already closed. I stopped pursuing him in 2018 after his threats, it's only now that I have the courage to pursue again. I told this to his 17 year old son Lakhbir Shergill (nicknamed Bir, he's 23 now) in 2017, asked him to help me. He said he can't interfere with his dad's affairs. I went to KSS brother's shop called Gill's Tires & Auto Repair also in Stockton, he also said he can't interfere with KSS affair.

I contacted several news outlets hoping some or one features this story so that it doesn't happen to others especially elderlies. I also wrote Bay Area representatives hoping someone takes interest and author a bill requiring County recorder employees to contact the previous owner or family members first to verify the transfer of a property before recording it under the new owner (i.e. the grant deed named to) so as to prevent fraud, theft.

Any help, no matter how small, is greatly appreciated. The money will be used to hire lawyers to finally bring KSS to justice as the statute of limitation for elder scam or abuse is 10 years plus any other charges the attorneys can come up with. Will be great to hire high profile lawyers like Gloria Allred, et al who fights scam-abuse on women. I will return all the money donated or donate them to all the other scammed elderlies at Gofundme once KSS finally pays the $105K he owes or the law trace where he wired the money (e.g. an associate) from selling my house.

If Bir happens to read this, I hope he's a good adult now and do the right thing via paying what his dad owe. KSS always said in 2016-17 he pays for Lakbir's upbringing and eventual college attendance. Bir also told me this on why he can't interfere with his dad's affairs being dependent on him.

KSS needs to be brought to justice or put in jail (it's 4-5 years for financial elder abuse), he's getting brazen, his crimes are increasing. I googled him, he has many, was even booked this Sept. for assault with a deadly weapon. I failed to google him in 2017, some or many of us elderlies are tech unsavvy but I'm trying to improve. It won't be long when KSS scams and/or physically hurt another person, he needs to spend time in prison to make him change.

Misdemeanors are only given 6 months max, or he simply may have been booked and spend a few days in jail, won't change him. If I take him to court with your help, he will be compelled to pay what he owes or be jailed 4-5 years. Bir, his brother who's also a car shop owner, and others can help him, lend him money then he pays them later being his family.

Please help me bring KSS to justice, it will also be victory for folks he victimized before & after me. We immigrants vowed not to do harm upon migration here in USA, be an asset or contribute to it, not victimizing others. Yet he keeps getting away with his rotten, evil deeds. Won't be long when KSS has a new heinous case online, he needs to be stopped instead of always thinking he's untouchable, can beat/escape the law or the law doesn't apply to him or the law will never catch up to him, knowing how to evade it.

He's also known as Lucky (his nickname) to his family and community. His old shop in Stockton was called Lucky's Tireshop & Auto Repair. His luck of always successfully victimizing others, evading justice, knowing his way around US laws, making a mockery of them or getting away with his foul deeds need to end. Thanks and God bless you all.

Be very careful of person(s) who are so nice to you when it comes to properties and/or money matters. Chances are, they're after what you have. Don't easily trust anyone, always use a lawyer or a 3rd party who handles financial matters so that you won't get tricked, scammed, deceived like me.

Kulwinder face justice and/or he pays the $105,000 he owes. I need media exposure for it to happen.

Please help me, I need media exposure to finally achieve justice. I'm still within 10 years statute for elder abuse. Thanks & Happy Holidays.

I am a 75 year-old Army vetern, retired w/SCD. I am physically compromised by age, a mental weakness that allows me to trust those that are kind to me, and the loss of a couple of digits. Michael George and Traci Hynes are middle-aged, healthy people with children who, along with Traci's parents are living in two homes that are on his 14-acre hemp farm that adjoins my property.

At the time of my problems with my neighbors, Michael G. and Traci Hynes, I was living alone on my 4.38 acre property, attempting to repair and restore two homes in order to sell. I was overwhelmed by the enormity of my tasks, and compromesed by my diminished physical ability for construction labor, nd hampered by my inability to hire local workers to help me due to the COCID-19 epidemic. Michael convinced me to lend him a $90,000.00 business/personal loan for the purpose of freeing him of his $96,000.00 credit debt. He promised me that, once he payed off his debt, he would no longer have to work odd jobs in order to pay the monthly interest of these debts. Then he could spend more of his time helping me repair and restore my property. After I gave him the money, Michael tricked me into signing a "loan agreement" that enabled him and his wife to keep the $90,000.00 business/personal loan, allowing them to repaying the loan over 15 years, and paying me back with no intrest.

Dispite the state and federsl laws forbiding, or, at least, discouraging financial exploitation of the elderly, I have been unsucessful over the past two years in finding legal help, or a lawyer who is willing to help me. The Sheriff's Department (who has juristiction over Gloucester, NC) is that I signed a contract, and no crime has been committed that justifies their investigation. The Buncombe County magistrate's position is that she "wouldn't give money to my own children," and that I "am free to enter into a bad deal." The Carteret and Craven County District Attorny's position is that "everyone is free to embark on a bad deal," and that I need to get a lawyer. The Department of Social Services's position is that I "need a lawyer." The State Attorney's Elder Abuse division's position is that I need a lawyer.
I am reciving an army pension and SSI payments. I am not indigent, but, because I am $90,000.00 short, and have a sick spouse I support, and a home for which I pay and average of $3000.00 a month in utilities every month, I can not afford to hire a lawyer. I am not the only elderly person - suseptible to trusting perceived friends - who is juggling these sorts of expenses. How is anyone surprised that the increase in elder financial abuse is "on the rise?"

I hope that , in the future, all the entities that are "committed to abolishing elder financial abuse and holding their abusers accountable" actually start doing things to reach their state goal.

If anything positive comes from the time and effort I have spent filling out this form, I will probably keel over with a massive stroke.

From: Anders, James
Sent: Sunday, November 27, 2022 2:16 PM
To: Anders, James
Subject: VonUlrich

1514 Burke Road Baltimore Maryland 21220 – Freeze Accounts of Andrew von Ulrich – Elder Financial Exploitation investigation

History and facts – last 10 years

After my mother died – and prior to her death – for 45 years of marriage – I was essentially the only child living near them or actively in their day-to-day life. I participated in their day-to-day life (especially in navigating any legal or financial or transaction type events) – including all of their estate and financial planning. It became clear – that after years of marriage, separating assets into two buckets – his and hers from prior to marriage made no sense and they comingled all assets. Ninety percent of all assets came from my mother and her family (She had several houses – and money from her parents and an aunt). However, having been married for years and aging togethers as well as the legal documents and process required to prepared and maintain separate assets but to also provide for lifetime care for each other was no longer important. What was priority and important was care for life for both and sharing any remaining equally among 4 children – without exception even if the relationship was stressed or even estranged. I being a CPA (as was my mother), I participated in on all estate discussions and Wills and titling of assets. It was a focus and not a neglect of Regina von Ulrich or Andrew von Ulrich. They understood the importance of making sure their wishes were reflected in any documents. All Wills and all accounts were set up – and I participated in the strategy – to pass any remaining assets by way of beneficiary designation – and that remaining dollars were to be divided (I have copies) into 25% percent to each child. Much discussion happened around Christine in the early years as she was estranged from Andy and my mother. However, that became a topic that was decided about 15 or 20 years ago – the decision was --- all would be included. However, primary was care for life for both – and preservation of monies. All the trust and all the legal efforts to keep my mother’s money separate was stopped – although there are many Wills which had those conditions included. Andy and my mother committed to each other in front of me – and the attorneys (at that time) that they would never violate the joint wishes as a sole survivor. Melanie and I were always the two designated to insure this.

After my mother died and Andy was living alone – I visited regularly and had dinner – and watched (or pretended to watch and enjoy) his old movies. There were a few things that were important to him (he was a simple man of needs) – however, he knew that he needed to move to be supervised and monitored - for reasons related to age but also to a health diagnosis (to be highlighted below). I was – other than my mother – the only person who knew his health issue and prognosis (and also the cause of his death – however he was age 94 and had lived longer than the average from his cancer and the prognosis from the medical professionals).
We discussed Erickson Retirement Communities as an option – as I was a founding member of the Board of Directors for 21 years during the start-up and growth phase (built into a National Company) and we established the CCRC national community model of care and financing for seniors and a model designed for aging in place - (Continuing Care Retirement Community). I also Chaired the board of directors. However, he didn’t want to live in an old age home as he called it (BTW our communities are not old age homes and are very healthy active communities 😊). I also know things like - he had a face lift in his 60’s – again only my mother and I knew of this. He was a proud person and he wanted to live in the in-law cottage I had built for aging-in-place – which was only10 steps to my front door but independent living with safeguards and 24/7 monitoring.

Christine von Ulrich’s framing of the last 4 to 5 years as motivated by her goals – did not reflect the last 45 years or even the last 7 years. She doesn’t know the history and was not involved. She only started limited visits during the last 5 years. Although they had some prior contact over phone and internet – and an few visits by Andy to their houses to spend time – a few holidays. After a few visits – Christine talked to Andy about buying a house with (for) her and Andy to live – in Richmond VA. That was 4 or 5 years ago. Andy visited her – and came home upset – that Christine wanted him to move into a house they would purchase and she would take care of him. He wanted nothing to do with the idea – and said he wanted to stay in the in-law cottage. He was not happy at her persistence.

The Cottage is on a waterfront property with waterfront views – designed and built based on Erickson Retirement Community standards – note my son and I are both certified aging in place specialist. The Cottage was built for my mother in-law – and was designed as an aging in place cottage with a full bath and laundry and bedroom and kitchen – with all the safety features including an intercom system linked to my house. The front door is 10 steps from my front door and could be monitored 24/7. That is how I was able to find withing the day - Andy when he died. It has an emergency generator – internet – and all the features of senior living cottage – all on one level (no steps or obstacles). It has a separate HVAC system and a back-up generator for power. This was built special for aging in place seniors – and family. It is not a rental.

Andy was living in a mobile home park – double wide with my mother when she died. It was 30 minutes from my home and I was the only relative nearby. It cost him $600 a month to rent the pad (land space only) plus utilities and maintenance – he was spending more than $1,000 a month.
I was called regularly by park management if something happened. The park management called often – as Andy was often reported by neighbors for exposure or peeping Tom concerns. I would talk to Andy and he indicated he was outside peeing in the bushes. I of course told him he could not do this. Melanie living in Florida was called as well (She and I had always been the people to notify) – but all she could do was call me. Christine was not involved in his life at the time. When my mother-in-law died – Andy asked if he could move into the cottage – indicating he needed a place as he was getting older – it was also helpful to me – since we could monitor 24/7. I helped and my family helped – with selling the mobile home – and moving him. He liked the furniture my mother-in-law had – and he said he wanted the bed, living room furniture and kitchen table/chairs – including the recliner my mother-in-law had (ironically mentioned by Christine as Andy’s – of course she had no idea since she was not involved – it is soiled and trash at this point). Andy was also monitored by our neighbors – we are a waterfront community on a peninsula and at the very end of the peninsula. If he fell walking – neighbors would bring him home. They all knew him.

Christine didn’t know any of the history and definitely doesn’t know that the Cottage was built as am aging-in-place Cottage for our family (however it has a sign – and painting of a lighthouse – with the word’s – Granny’s Cottage 😊). Comments about rushing to get things removed so I can rent the apartment demonstrates her behavior of quickly removing all valuables and paperwork that contained anything that suggested she exploited Andy or any evidence of her actions. I told her no rush. We documented all phones calls – have all text and emails – and they are enlightening (especially during the first 2 weeks after he died). Melanie had no idea at that point of the changes made. And could not understand Christine’s insistence on need to quickly remove anything he had in his apartment. Of course, given the fiduciary responsibilities we all have to the estate – including Christine – simple elements such as an inventory of all assets in the apartment – jewelry, rare coin collects, silver and others – never happened. In one day – Christine came in an removed all valuables and the laptop with all his information and bank accounts – and did not remove anything that was trash. It should be noted, we have documentation of all calls – especially the 2 weeks immediately after his death – her many text asking to visit immediately to clean out his apartment – again we said no, there was no rush and we had time – plus we were going to sport events with out grandchildren. Her insistence and many texts suggest she wanted to get something out of the apartment quickly. Very odd – even Melanie said that there was no rush (until 2 weeks later when Christine told her that everything was now in only their names – changed during the last 3 years) Melanie then went “radio silent”.

Health Information and Cause of Death – known only to his doctor and myself – and the coroner.

Andy was in final stages of Malignant Neoplasm of Prostrate. Diagnosed about 15 years ago – but he is now at age 94 – and during the last 5 years – it was obvious he was slowing down significantly and impaired – all of his senses were significantly declining. Andy had a hard time hearing, his eyesight had deteriorated (he could not read without telescope lenses – and then only very slowly), he slept much of the day – and he was very slow understanding or knowing what he was being told. He spent a lot of money (which we paid on our account) playing with the TV and purchasing streaming services or movies or whatever – and even though he could not see TV well. He had an added speaker – that was so loud that we could hear from our house 😊. His walk was a shuffle and only very short shuffle steps. He cognitive understanding was slow – but he also never wanted anyone to know. When telling him something he often just said “yes” or “ok” – and I never knew if he really understood what I said.
I knew he had terminal cancer – he knew he had terminal cancer – and we all knew that when age 80 – maybe this slow cancer (not treated for age and protocol reasons 15 years ago) would give him 5 to 7 years – but he wanted to be somewhere – like this Cottage where we would monitor him 24/7. His wallet had 2 phone numbers for emergency contact – My wife and my phone number (no others). The night we found him – the police was at our home for 6 hours – and we needed his files and wallet – and the police had full access to everything as well. The last 5 to 7 years – Andy knew he was deteriorating – and the visits 3 or 4 times a year by Christine for a day would not provide her information into Andy (other than he was fragile and very slow) – but he condition and her not engaging much as he was maintaining his daily routine while she did whatever she did - allowed her to purchase a new laptop and work the entire day while Andy slept mostly or watched TV (most listened) while she sat on patio – going thru his files – and changing the banking verification numbers to her phone – or including her number as well. She had full access to all his passwords and accounts – and honestly, we all trusted her intentions – even though she was not a very social person with anyone while visiting – we knew that was just her.

The death certificate – which I have. I was managing his affairs and called the police and worked with the coroner. The police contacted his primary physician based on the records we provided that night. This was not important and Christine would not really know - she didn’t live with him nor did she have information or history. She did not know what caused his death and would never have guessed it was the cancer. She continued to ask during the 2 weeks we talked – do I know what caused his death. Without the coroner and his primary care physician – I didn’t discuss his medical history or condition with her.

Andy had all the signs of end of life and was in final stages of his malignant cancer and cause of death. In addition to not recognizing people (unless he saw them regularly and even then, it took him time to study to person), he was fatigued, maintained a routine and he had cognitive impairment. Cognitive impairment is a key factor in why older adults are targeted and why perpetrators succeed in victimizing them (most often relatives are the perpetrators – a very classic and documented statistic) . Even mild cognitive impairment (MCI) can significantly impact the capacity of older people to manage their finances and to judge whether something is a scam or a fraud. Mild cognitive impairment is an intermediate stage between the expected cognitive decline of normal aging and the more serious decline of dementia.13 Studies indicate that 22 percent of Americans over age 70 have MCI and about one third of Americans age 85 and over have Alzheimer’s disease. At age 90 to 94 – and being in the absolute final stages of cancer – Andy was a prime and easy target. However, I and Melanie knew the 45-year plan and goals of my mother and Andy (However, Melanie is now compromised – during the first 2 weeks after Andy’s death Melanie was clear on the wishes and plan as outlined for 45 years).

Will and Beneficiaries

As indicated earlier – every estate decision ever made was done with intent – and a significant amount of money was spent on legal fees – mostly to avoid this exact situation – but also to save on taxes. Their estate is not of a size that really needed much planning – however both my mother and Andy wanted to avoid conflict – how ironic this is just what they wanted to avoid. Christine during the first 2 weeks after Andy’s death said a few things that indicated she was struggling with the process and how to even tell Melanie and I of what has been changed during the last 3 years – and to somehow express it as she had no idea until now. Ironically, when she discussed it with the attorney helping with probate – she had information about the last 3 years? 🙂 I was the one that said she better get expert help with probate given the situation – and she called the local firm who helped make the changes to the Will 3 years ago – a Will of no value since all of the estate has been changed to reflect different beneficiaries – and to enrich Christine. I also recommended that his pension might have a life insurance element – and she called. From a fiduciary point of view – we want all assets accounted for. I actually think Christine and Melanie would benefit from a collective mutually friendly settlement of the estate – as we were doing for the first 2 weeks after Andy’s Death – prior to learning what Christine has been doing. However, the Will is not as important – and not material – since all assets have been removed from the estate (except maybe one bank account). It should be noted this strategy to designate as beneficiaries the heirs (all 4 children – 25% each) was planned long before Christine arrived back in Andy’s life – and was done with Andy and my mother and myself. What was changed during the last 3 years – as a fragile – late-stage cancer and 94-year-old man slept – were the beneficiaries. This now requires active forensic investigation by the Federal and State agencies – the banking regulators – the financial institutions – and honestly the involvement of national advocacy groups who are focused on a National Crisis as our population ages.

The executor has a fiduciary duty to an estate, and to its beneficiaries, when settling an estate plan. A fiduciary is someone in a position of trust and power, and the law recognizes this and so places an added burden on that person or institution to act with honesty, integrity, good faith, fairness and loyalty.
The fiduciary accepts legal responsibility for duties of care, loyalty, good faith, confidentiality, and more when serving the best interests of a beneficiary. Strict care must be taken to ensure that no conflict of interest arises to jeopardize those interests.
When administering an estate, an executor must give notice to creditors and pay the debts of the estate. The executor must also gather all assets together, prepare and file tax returns, distribute assets and close the estate. At all times, the executor must account for all assets of the estate.
Hiding and mismanaging assets, and a host of other deceptive, unfair, or negligent actions by an executor can result in litigation and could be illegal. These are crimes that federal and state regulations and various laws are designed to protest the estate and all potential beneficiaries.

We already know – fact – that assets have been removed from the estate and Andy’s legal residence – without inventory and without a valuation. Are they material in value? However, without following the process required legally in settling an estate – we don’t know for sure. I have inventory of coins – not sure it is a complete list of all the coins. However, the efforts to change beneficiaries during the last 3 years that removed two of the beneficiaries and increase the amount to 50% for both Christine and Melanie does have all the signs of Elderly Financial Abuse of:

1. A 94-year-old man in final stages of a Malignant cancer – frail and fragile – with signs of cognitive decline – significant hearing loss – and significant eyesight issues. During a 3-year period changed $500,000 in bank accounts to have Christine and Melanie be beneficiaries of entire amount – reversing 45 years of history and known intention of the deceased. There are prior estate legal documents with Register of Wills that help document – and even Melanie said she had a copy 3 weeks ago. Note: Christine told Melanie – on the phone with me – not to e-mail me what she had – email was not safe. 😊

There are list and examples of crimes published by Federal and State agencies – and this is a National Crisis.
• providing true but misleading information that influences the elder person's use or assignment of assets (Dessin, 2000);
• persuading an impaired elder person to change a will or bank accounts or insurance policy to alter who benefits from the will or policy (Central California Legal Services, 2001; Frolik, 2001; Smith, 1999);
Current Situation
During the last few weeks, Christine and Melanie have stopped all communication. Your office was investigating and just sent an email/letter. We all have a fiduciary responsibility – and as such – we have initiated and reported this situation to a number of Federal, State and Financial Authorities. One financial institution has already reached out several times. The United States Postal Service has opened a case – on Mail Fraud to investigate. They have requested that we keep all the records we have for use in their investigation. A report has been filed with the FBI – and we are waiting for triage -which might result in them referring to another Law Enforcement Agency, and The Maryland Department of Aging/Adult Protective Services also has been notified.
The urgency of removing the balance of contents is silly as they are of no value – Christine has already removed all valuables – and especially the computer laptop. I cannot release the files – but copies can be made. It is in the best interest of all concerned to be 100 transparent and to work together. We can mitigate cost of settling estate (even if we never talk again – we will be honoring the wishes of our parents and grandparents). My moral compass and North Star are to do the right thing for everyone – especially the fragile such as elderly and disabled. My goal is definitely not financial and 100% of my portion will go to legal cost or charity. For the Record: The reference to me being a millionaire and calling me a millionaire made me smile. I have only been called that once in my entire life – and that was by Christine via Melanie. Andy would never have said that or referred that – or make reference to a name “label” such as you are a millionaire. Insulting comment to me --- yes – but it does not reflect my values or my focus or who I am. That comment was from someone who does not know me – and was not said as a compliment. And if anything – Andy always bragged about my career at Kennedy Krieger Institute and my involvement at Erickson Retirement Communities. And the comment about Cristy – my deceased brother’s daughter – not being involved – that too was not Andy’s words. I would ask him about Christy – and he would say – I know Melanie talks to her and visits her – they are friends. And it was never a negative comment from Andy. Again, that was not Andy. Your investigation must have been an interview with Christine as I can hear her words in those quotes.
Proposal and next step
1. I have also been reviewing everything with two separate attorneys – and have considered engaging them – on a contingency basis.
2. The financial institutions need to continue their work – as this is serious for financial institutions – and much has been written and recent laws requiring them to take a more active role in stopping Elderly Financial Exploitation
3. The regulatory process – we have notified a few – and have a list of several others we are told to notify.
4. Advocacy groups – national – we have a list to include and have talked in the phone to 2 of them.
5. The Attorney General’s Office and state legislators – many of whom I know – need to understand how serious this national crisis has become – and if this case can be an example or help them understand the issue so as to involve the legislature – than that would be a win for me and the elderly. I am in a phase of life that impacting public policy and helping the most fragile is important to me and my last phase of career.
I know that these issues are important (I know the Elderly are fragile and at risk of abuse in so many ways. My entire life was focused on the Elderly and Disabled and most fragile of society. I know that those with disabilities and the elderly need advocates and people to look for ways to protect them from exploitation. Ironically – I never thought I would see it in my back yard. Fortunately, I personally have been blessed in life with many things – people and relationships are the most important. Blessings are not money or things – and doing the right thing ‘Always” should be our North Star.
I would hope that Christine and now Melanie would think about this – remember their duty as fiduciaries – and their legacy as well. I hope they find their North Star – and we are prepared to work with them – talk to them – and settle the estate – doing the right thing.

The Federal and State laws and regulations combined with Banking regulation and procedures - actually help those committing Elder Financial Abuse - since most are relatives - and can gain access to accounts and passwords - online changes to accounts and beneficiaries are easy. Even if the Elderly person cannot hear well or see well - and if something is required to be signed - trust of a 94 year old is easy as well. Paperless Banking also helps cover up - since no mail is received to open and see changes.

Don't trust - and always have 2 people involved - and financial institutions should not change bank accounts without notice to prior beneficiaries if the current owner is over a certain age. 94 years old is too old - statistically this person have cognitive issues.

Better oversight and regulatory control and an investigation unit that is combined efforts of State, Federal and Banking regulation. A single point that those can get help and a coordinated federal investigation - forensic in nature. Today computer trails are evidence and banks have those files and history.

We are currently in process of getting the interest of Federal and State and Banking. The amount taken is $500,000 and Andrew von Ulrich is not famous - so finding help is not easy. Ideas on who to call - all financial institutions have been notified and we hope assets frozen until an investigation is complete. Jim Anders

My name is Melissa and my mother has been in Assisted living facilities in Colorado for the past 15 years. She is going to be 90 years old in May 2024,and my story is a travesty and perfect example of why reform is desperately needed. I am 57-years old and because of our experience in the past 3.5 years I have made the decision to go to law school and specialize in Elder Law. I am so disappointed in the way our elderly are treated. And I’m going to be in her position sooner rather than later so I’m determined to help bring about some much needed change in the way we care for our elders and what facilities are not allowed to do. So here’s some highlights of what my story includes. If you want my full story please let me know. It’s worth the read.

My story about my journey with my mother starts in Colorado approx 3.5 years ago. I stated earlier she has been assisted living for 25/years after being run over by a van in a parking lot on her way to an AA meeting. She was working out 3x a week, roller blading and once the accident happened, breaking her hip and the drs fracturing her femur hammering in too large of a rod and not realizing it until I ordered an xray on Christmas Eve after fighting with the facility to get one performed and demanding the resident Dr., be on site by the time I arrived from Lakewood with them to get her to the hospital instead of bedrest until after Christmas and just Ambo cab it to her doctors office I mean it was ridiculous, but then she fell out of her shoes, turning her blinds at her house, and that’s when my brother and I had put up her house up for sale and put her in assisted-living so she could be monitored and then in the assisted-living facility they didn’t keep an eye on her and she got impacted a couple months after being there and so they sent her to the hospital to the emergency room and when I went saw her there, they released her and the facility wouldn’t come pick us up when come pick her up they said that they didn’t have any type of protocol and place to get the residence home after 6 o’clock if they’re at the hospital and I said you’re telling me that I pay $8000 a month and you can’t even get my mother home from the hospital which is right across the highway and they said yup and I was fit to be tied and I said OK I’m gonna bring her in my car and she’s going to the bathroom in my car so you better have a wheelchair ready and somebody to help me bathe her because I can’t do it. I’m just not that kind of a person so they better be waiting for me when I got when I get there and like I said, it was just cross the highway. I rolled up and nobody was there. They were all of the caregivers were sitting around talking to each other, and it was a glass door, and it was locked I was so mad and so they saw me and they sign. Oh yeah, I forgot and they got on the radio to get me a wheelchair and come unlock the door and that was a nightmare because if I could do that I would be caregiver, but I can’t do that kind of stuff. I’m not that kind of person
That’s why it was being $8000 a month. I noticed that her medication’s were not right and they were running meds out to people in the parking lot. They would come and pick her up and not even asking who they were and they were running narcotics out there so I brought this to the attention of the corporate office and they paid me $10,000 to go away and I accepted it and I regretted every day since and this was 15 years ago because all I could think about was all the people I was leaving behind, we don’t have advocates And that started our journey the next place we took her to. She was up for 10 years seven years and I became more involved in her care than I had been and my brother had been doing it and again I started noticing these medication issues, so I started collecting Namar and narcotic count sheets because of my experience at the other place my brother just wasn’t paying attention because it’s inconvenient and so sure enough I could I created a spreadsheet and I could see when her medication‘s were going missing and who was taking them by drawing correlations from my spreadsheet and I told my brother I said that’s it. We’re moving her and I contacted the district attorney and then we had instead of going into this detail I’ll just tell you 120 of her OxyContin went missing they were stolen the executive Director told us and I said well I called the pharmacy and I can tell you who signed for the medication and I can tell you exactly who took it. Here’s my spreadsheet I’ve been working on and she said oh it looks like you put a lot of working into it but yeah, no I don’t need to see that And so the district attorney looked up and said no there was no police report filed. She said that there was he said no she didn’t file one he said, but there is one in here for elder abuse and I was like oh my God and so I asked the executive director for copy she said no I couldn’t have one because other families are named in the Report and HIPAA I received internal emails from staff saying take this to a higher level, because for the residents had their narcotics, go missing as well. I went to Denver police and I obtained a copy of the police report and it was a completely false police report because nobody ever talked to us. There was nobody named in the police report. The facility was the victim and she put on there. The executive Director put that she caught in caregiver changing the labels from Aspirin to oxy and so she fired her which was not what happened at all and so then my mother started. I’m sleeping really late into the afternoon and my the facility started having meetings with my brother and I saying that it’s probably time for hospice and I just about fell out of my chair said no she’s not hospice material. I told my brother were moving her the DA told me get her out of there and then will start. You know working on a case and I said great so I found another place for her. All my brother tried to get me removed as the attorney in fact because he didn’t want to move her because it was too much trouble. I was assuming at the time and I told him he brought the executive Director in on it too, because she wouldn’t be at office POA as well because she knows that I know she follow false police report Anyway they couldn’t do it and I said no we’re not moving her into hospice so we moved her to a new place a really nice place. I’m on a golf course and we moved her in and for five days nobody even came and checked on her nobody came and gave her a shower nothing and she can hardly walk. She has a walker and they put her on the third floor About a mile away from the dining room anyway I had called and left the executive Director numerous messages. We were finally supposed to meet because I wouldn’t sign the arbitration agreement and so I had to meet with the executive director but she was a no call no show and three days after that she was leaving the property and somebody said her name and that’s how I knew who she was and I was like hi remember me I we were supposed to meet and you didn’t show up and she said yeah and I mean she just did not care and she was on her way out so she was mad that I had grabbed her on her way out so we went back into her office and I had scratch out a bunch of stuff throughout the whole contract and she said you have to sign all these you know I can’t change these and I said well I’m not signing the arbitration agreement and she goes. Yeah you need to sign that I said, in the state of Colorado, I don’t have to and I said, and I’m not signing away my mothers rights, and so she slid up next to me And she talked real low and she said let me put it to you this way if you don’t sign, you could have a very unhealthy relationship here I could not believe it. I was being threatened by the executive Director lol I felt like she was a Guido or something so then she proceeded to show me a flip around her laptop and show me this thing on arbitration agreements, but it was geared towards the facility not for the consumer and it was talking about how our but she goes. You know just sign it and then all it says is that we’re going to mediate I mean, don’t you trust us and I said well, that’s not That’s not what’s the problem here it’s the principal and I said yeah I trust you but you know I never know what’s gonna happen and she goes well if you don’t like with the mediator, if you don’t like the decision, they make you can always just take it to court, but I was reading on the website right there that it said the decision is final and you cannot take it to court and I said that to her and she goes yes so she was speaking and then it said the reason why they have the arbitration agreement is to cut down on the press it’s quicker so there’s not a lot of time for the press to get their stories together and it’s just better for the facility so I also saw that I had 90 days to resend it so I went ahead and signed it because my mother needed the whole reason why nobody had checked on her as they hadn’t checked her in because there was no contract so Then I started keeping an eye on her meds, and at the other facility I had run everybody’s names that were on these Yueting medication’s through the Colorado health departments website to make sure that they were all certified as QA and only two out of 10 of them were certified so I started doing that at this place too because they kept bringing in temporary help because they didn’t have enough staff and so this executive Director did not like that 2 1/2 weeks in she called a special meeting and they flew in the head of nursing from Utah And I had the head of nursing the executive Director and for staff people and me and they had a big cardboard box and the executive director looked at me and said I don’t think we’re gonna be able to meet your expectations here but I can arrange for a tour for you at a facility that’s right up the street she was I know it’s the same company as the place that you just left but I’m sure they don’t talk to each other And I was stunned and I said are you kicking us out and she goes no we’re not going we don’t we’re not turfing you I just don’t think that your mom’s gonna be happy here and I said I think you’re wrong I said you know I’m she goes. I heard that you ran everybody’s name Ran his background at the last place and didn’t run anybody background around their names through the Colorado and then she finished my sentence for me and she goes yeah and I go it’s public knowledge and she goes. Yes you’re right, but yeah we stopped taking care of your mom today at 2:00 PM and it was 2:30 PM and she pushed this cardboard box across the table to me and it was Full of my mom‘s medication‘s and she goes. I have another meeting to get to and I’m gonna need everybody with me so we have to go and I wait a second how do I even order her meds and she goes we can call the pharmacy they’ll tell you what to do and that was it so I had to come home and make little packets out of wrapping paper And go through all of my mom‘s meds and create dosage, dosing packets, and for different times of the day and then my brother and I had to go and drive to the facility five times a day to dose my mother so we were paying 11,000 I think $9500 a month to do And so my mom couldn’t participate in anything there was nobody doing anything for her so then I started looking for another place and I found a place over this place was on Quincy in the new place that I had found the next new place was on Alameda so the new place that I found referred a moving company for us and I told the Moving I could talk to the moving company I said we’re gonna need help packing because it was a two bedroom apartment and the guy says OK so the day we’re moving out I wrote a scathing letter to The executive Director and everybody I CCed everybody in Utah in Denver. Oh my gosh and the mover comes in and he looks around and he’s like OK and I took him down to the loading dock and I said just bring your truck up to the loading dock, and then we can just take everything down this way And I’m standing there waiting for them and I see the truck driving down Quincy and I called them and I go. Did you just leave and he goes? Yeah that’s way too much work. I had to send two guys to another job this morning and there’s no way I can do it all and I said well that’s not my fault I told you and he goes. Yeah I’m not gonna be coming. Sorry about that and hung up on me and I’m like oh my God you don’t understand we have to get out today and so my brother found All my sons Moving that brought five people over with them to move us and they charged us $4500 to move my mother from Quincy to Alameda and they didn’t even finish and they broke the elevators and I was stuck in memory care with furniture and having to carry furniture over the peoples heads that were eating and having people walk up to me and asked me if I can put their dishes away it was absolutely terrible and nobody could get back up to their rooms on the upper floors after dinner and so they were really mad at me on top of the letter that I had wrote so I had to go back there by myself and move her the rest of her stuff because my brother is on oxygen, so he never helped and he was mad that I was moving her again and so he just sat and watched looked out the window while the movers were there, not even keeping an eye on them, and my mother wasn’t feeling well so we moved her into this new place and we had met with the nurse and I told her the issues that we were having so my mother got sick the first day we got there and announced to us the nurse had resigned the day that we moved in so another day goes by and I ask one of the caregivers if they could please take her temperature and they said no, we can’t do that we don’t have a thermometer on the property somebody stole ours and I’m like oh my God you only have one. Oh Jesus so the next day I’m at home and I called dispatch health to see if they’ll go check on her and they said let’s give her a call so we called her and we could barely hear her and the lady from the dispatch house said you need to call an ambulance right away and get her into the hospital so I did they went picked her up and by the time I got to the hospital one of the nurses was sobbing and I’m like what what’s going on and she’s like your mother she’s an angel and I go. Yeah I know what’s wrong And she goes I don’t know if she’s gonna make it. She had pneumonia and it was so bad that she went septic and they didn’t think she was gonna make it through the night but she did and she was in the hospital for two weeks and then she had to go on IV antibiotics for seven weeks and the place she was only up for two days doesn’t do IVs, so they discharged her from the hospital to Rehab facility out on Monaco and we were in Lakewood so she goes out to that place. I asked my brother to please get all of her meds and check them in at the new place while he didn’t do that so I get over there and there’s there’s people wandering around in the lobby screaming and rocking back-and-forth and and there’s no when you call for one of the caregivers there’s no sound so they look up on the wall like a waitress would for her number when her order is ready They have to look up and see if any of the lights are on on any of the rooms and whatever room is lit up there they’re needing help but if they don’t look up, they have no idea and it’s way up at the top towards the ceiling and the back of a hallway. It’s so crazy so my mom is not is incontinent as well and nobody was coming to help her so I would have to go over there and change her and bathe her and change her sheets and one time I’m changing her sheets in the caregiver stood there, talking to me while I change the sheets lol telling me that she has no idea what she’s doing. she’s an accountant I’m like please don’t tell me that lol anyway, her meds went missing again and then that rehab facility discharged her three weeks early back to the place that she got sick at that doesn’t do IVs so they tried to show me how to do it and there was no IV pole so I had to hang her bag on a hanger and hang it from her bed and I said I am so not comfortable with us. I mean people go to school a really long time to learn how to do this and I don’t want to do this and so I told my mom I loved her but I was gonna have to send her back to the hospital so she said that’s OK honey I understand so I send her back to the hospital she was in there for four more days and they discharged her back to the rehab facility that had just discharged her. It’s so crazy so anyway She finished her IV antibiotics and the facility that she was up for two days that they discharged her to and and didn’t do. IVs told me that they did not want her back because her level of care had increased too much and I said it was just IV antibiotic. She’s not on them now and they wouldn’t accept her back so before she discharged from that rehab facility we had to find another assisted living facility so we found a residential assisted living, which was new a new concept for us I had made my brother go out and look with toured every single assisted living in Denver and but he hasn’t. He was just leaving that up to me so I made him look at a couple, and he looked at some that had cement walls and ceilings, and one little closet and he was like oh my God no I got I know it’s you have to it’s not as easy finding a place as you think and we want to make sure that it’s appropriate so anyway we found this assisted-living residential place so my mother went from a two bedroom apartment to a bedroom And they charged us $12,600 a month for a bedroom and what she got served for dinner was baked beans and chicken nuggets or salad. The caregiver that worked during the day her and her husband lived in the basement the owners owned six of these houses here in Denver. There was nine people at this house, and it was a nice house, but what they would do is Wake my mom up and have her walk 1015 feet to a chair and put her in front of the TV all day long and that was it. They had an activities Director that I saw maybe four times and the first six months they lost three people three people died and so I texted the owner one night asking her what the heck was going on over there because we come from a place that has three or 400 people and in 10 years maybe lost four people my mom‘s been there for six months and there’s only nine of them and they lost three And she said to me in a text well I understand death is hard for a lot of people to accept but that’s what happens in hospice and I go hospice. Oh that’s another thing so when they wanted to put my mom in hospice back at the place downtown and I said no and moved her out. I looked back through and the narcotic count sheets for that period of time and they had stopped giving her her Ritalin. She’s on Ritalin. She takes Ritalin three times a day, and they had stopped giving it to her but yet they were filling out the narcotic count sheet as if they were giving it to her for three months And that’s why she was sleeping but they wanted to move her into hospice and I thought wow I wonder if they’re doing that to other people you know not giving them their meds and so their bodies start to shut down and so they recommend their own hospice or memory care, and that’s more money, and then they create a new revenue stream by renting out there Apartments again and I thought no that’s really reaching so at the place that we got kicked out of on the golf course. I became friends with the head of the dining room because she and I used to be flight attendants together for American 20 years ago and she told me one day she said melissa you wouldn’t believe the amount of people they’ve been moving into memory care and I go really she goes. Oh it’s so sad and I go. Oh my God that’s what they’re doing. I was thinking about the other place so anyway The owner of this place says that’s what happens in hospice and hospice. My mom is not in hospice I go your science is assisted-living your paperwork says assisted-living. We just had a care meeting and you never mentioned anything about hospice and none of our doctors are on a hospice regimen. She’s not in hospice and she goes well yes melissa that’s what we do. We specialize in end-of-life care And I was like oh my God so they’re not giving her meds and her body shutting down is that what’s happening so I started doing med counts and taking pictures and her pain doctor prescribes her oxy they gave her a urine and she ended up with a drug in her system. That’s not on her drug list that when combined with oxycodone is lethal, and so That can be explained then then one day I walked in and this is about a urine because she was there for year and a half and my mom and one other resident or ambulatory one of the residents that was not only ambulant ambulatory, but paralyzed from the neck down She had a black eye she had stitches above. Her eye in the whole side of her face was black and blue and I was like oh my God what happened to Victoria? They told me she fell out of bed that night. OK I turn around and the other another resident who is who walks around she’s got a black guy and I oh my God what happened to Dot and they said she fell out of bed and then I turn around in the third lady that’s in a wheelchair has a broken arm and I’m like oh my God what happened to Billy she fell out of bed three people at the same time fell out of bed so I was like oh my God two of those three people are not here anymore the time that my mother was there any year and a half they lost seven people seven and I started getting really nervous that my mom was going to be next and I got really sick over there over right before Christmas and I was complaining to the owner and all of a sudden they tell me that my mom has Covid and I said OK so what do you do for people with Covid well the nurse they have a nurse that comes and does rounds and they call her a doctor. There is no doctor on staff at this place Even ask them, so do you do what happens in a fire I mean do you do fire drills or oh yeah, we do them once a month we have to OK. I’ve never seen them do a fire drill. I never saw them give my mother any medication either and that’s what really started getting me concerned I saw the caregivers packing up their cars with people who passed away with their and the owner not professional take that with that the lady she drove around a brand new Corvette. The husband drove around the brand new huge truck, so she said the nurse put her on something some kind of Covid medicine medicine so the next day I asked if she got started on it and she said no we went ahead and gave everybody a Z-Pak and I go my mom sounds really congested and she needs to be seen immediately because she is predisposed for pneumonia, and the owner says no The nurse isn’t gonna be going out there because there’s an active Covid case and I got oh my God I go off I need to make sure she doesn’t get pneumonia and that I’ll check in on her for you the next day. I asked how my mom was doing and nothing I received no response. The next day was Christmas I said merry Christmas. Have you checked on my mom she responded with merry Christmas that was it so the next day I said that’s it. I’m calling an ambulance so I called an ambulance and They told me that they had just done a chest x-ray on her and I asked why nobody told me that, but I sent her to the hospital anyway and sure enough my mother had pneumonia. She was dehydrated and her kidney functions had gone through the roof because of her dehydration, I said that’s it she’s not going back my brother was beside himself. He said I’m not helping you at all I said that’s OK. I had to move my mother out of her second floor, two bedroom apartment at the place where she got pneumonia last time I’ll buy myself into a U-Haul. It took me two times when I went back to the facility on the golf course to finish moving out the rest of the stuff they hated me so much they locked up all the Bell carts so I had to string together, wheelchairs to move her stuff out and a trashcan on wheels. I used as well and then I couldn’t get my trunk closed one time so I had to go to lost and found and tie. It closed with a sweater I mean it’s just been a ridiculous journey anyway so this time my mom is in Highlands Ranch Hospital she’s there for a week and they discharge her to a rehab facility in Lafayette and I have made the decision to bring her home. I’ve just had it with these places and the only thing is if she couldn’t fit into the bathroom with her walker so I said that’s OK I’m gonna remodel the bathroom real quick. I’ll be done by Thanksgiving and she she’ll be home Well she still up in Lafayette today. Her insurance kicked her out of the rehab two days after she got there when she was supposed to be there for three weeks giving me three weeks to get the bathroom done yeah, no two days later so they were gracious enough to let her move into their assisted-living upstairs from their rehab. Well now I have structural I’m in a 1956 home And doing this bathroom I’m pretty far in but now I’ve created I’ve found all kinds of stuff wrong with this house, so I have a structural engineer coming out tomorrow to look at the foundation. Meanwhile, my mother also has dementia and all of this moving is not been good and I understand that, but I’m just trying to get her the best care possible and I have an in-home care agency lined up to help me when I bring her home but I don’t know how I’m gonna get her home and that’s my story so far so I am so frustrated with everything that I have enrolled in a prep course for the LSAT I’ve been talking with DU law and I plan on Starting my schooling for my JD degree in the fall of 2025 and like I said I will be specializing in elder care because for one I’m gonna be very relatable by the time I graduate I will be 61 years old when I graduate but wanna make sure that I’m not gonna get treated like this and We’re gonna need me. I’m gonna make sure that some changes happen I talk to a lawyer about all of this. Oh the DA dropped me just like a hot potato never returned any of my calls. Once I moved my mom I couldn’t believe it so yeah we definitely need to change and people should not be able to get away with anything close to what we’ve been through And there’s even more issues at the place that she’s at now I mean somethings gotta change and that’s my story pretty much the whole thing I left some stuff out it was like a domino affect and she just never was able to get back to normal. We tried to keep her at home ySo after being at one facility for 7/years, I became more involved with her care due to my personal life changing and that’s when I started noticing discrepancies in her medications. She is prescribed roughly 35 different medications and is dosed 5x a day. Yes it’s a lot.,she suffers from a multitude of issues from mental health to physical.

Elder abuse is rampant and it’s not just in facilities it’s even at home kids taking advantage of their elderly parents or you know neglecting them and spending their money. I was driving around one of my father‘s friends who is 98 years old and he’s getting ready to drill an oil well lol and he’s jumping in and out of my car on the way to Nebraska at these farms looking at drilling equipment Because he’s very thrifty so he’s buying used equipment. He’s so funny but he was living by himself and his son lives in Washington and they just found him wandering on Valentine’s Day. I just found that out today and so the sun came out and packed them up and moved them out to Washington in the last three days And I was heartbroken and her son, his son hired some neighbor to go through all of the house and get rid of everything and I don’t even know if the guy remembers what was in his house he didn’t he but he told me today on the phone that he’s coming back to run the Boulder Boulder lol so More power to him but it’s everywhere and people turn a blind eye to it because they’re not there they’re not at that stage in their life and they’re gonna be, and they better start paying attention because it’s terrible right now, and if you don’t have an advocate, you’re at the mercy of these corporations and of these people that are in the wrong positions as far as career goes a lot of them. Are there some good ones but the good ones are overworked and taken advantage of and they end up quitting

My hope for the future is to create communities of support and giving advocates or families more rights to hold these places accountable, and to keep them from taking advantage or neglecting or doing anything that is inappropriate or you wouldn’t do to anyone I mean the stuff that I have seen you wouldn’t do to an enemy much less you’re an elderly person People can add so much to offer and everything that they’ve seen all the changes that they’ve experienced over their lifetime can add so much value to our society or community or nation or world and I would like to see programs implemented where they are a part of what’s going on people act like they’re already dead and they’re not they’re many are lucid even the ones that aren’t lucid still have something to offer we can’t just throw them away when they reach you know 70 years old my God that only gives me a few years left lol but we can harness some really good power. We can harness some great ideas we can harness some lessons we can harness some thinking out of the box or going back to basics type styles of approaching our problems are our community problems or who knows they’re so many there’s so much potential that , our elderly can do for our communities that were not paying attention to and we’re not taking advantage of and and I hope to be a huge piece of change for all of this for all of us and I hope my story makes some people pay pay attention to what’s happening and want to want to see this change and there’s plenty of revenue streams. You don’t have to make revenue streams out of peoples death or such extremes. There’s plenty of revenue streams to support a community. I’m even thinking about turning my house into a residential assisted living for me and my friends so I know where I’m gonna be going, and I know it’s going to be good care because I’ll hire everybody you know I even know if people that are buying land and creating communities for all their friends for when they get older some ladies out in Oklahoma. I mean that’s a great idea to get it all set up now you know make some gardens and have it self sustaining and my son tells me all the time I can I can build a granny pad out here you and grandma can come stay at my place where he lives, and I just think that’s so sweet .

I also took care of my father before he passed away eight years ago by myself and I work I had to stay home and I didn’t realize hospice only came an hour a day, and when I researched in-home care agencies, it was gonna cost us $1 million a year and I was like it’s OK. Dad don’t worry about it all. I’ll stay here and it was, an amazing time because it gave me time to make amends and it gave me time to talk with him and tell him how much I was going to miss him and I really had no idea how much I was gonna miss him. I miss him every single day, but You know there’s gotta be some thing that we can design. They can keep people at home but not put such a strain on the family or I don’t know I just know that there’s so much potential and it right now it’s archaic. It’s like an orphanage where these people are and nobody , the staff and most of the staff is not there because of the job they’re there because of the paycheck and when you’re working with people that’s not that’s not how it should be can’t just fill positions to be filled so you can get your tax credits or whatever that should be illegal or enforced something that residential assisted living to she was certify her own caregivers as QMAP. I watched her son one time the lady that was paralyzed pick her up. She was slumped over in her wheelchair at the dinner table. I saw him pick her up by her head I mean , it’s just ridiculous. What happens in these places and I’m not really sure how much I can share. I probably should’ve shared all that but people need to know because I was gonna report them. I haven’t reported them yet because I literally just moved my mother out of that place again by myself with a U-Haul at midnight , not even a week ago so I just haven’t had time. I have a lot of other issues going on in my life but I’m bringing my mom home. Yes use me all you want because like I said, I’m determined to make a change in all of this, but I’m not gonna graduate until 2028 lol and if I can be a catalyst for change now, I’m in! I also saved every single text from the owner of the last facility so you can how self-absorbed and felt like she was un-touchable. Really, that’s how many of them acted, like they were untouchable. And little did I know they currently are. I was also wondering if the Governor was involved somehow in the desires of the communities to keep families from their loved ones and from monitoring their health and medication management on purpose because if some of the mandates he was enacting at the time which didn’t fit the environment. And please remind me to tell you what happened during Covid when the facility left the front door unlocked, when my mother would get her oxygen delivered by a man who would not be escorted into her room while she was sleeping numerous times, how my mom watched a caregiver stealing her silverware and wanting a nanny cam and my brother and I blowing it off thibkjbig she was going crazy! Hurts my heart I did that. If their store stories sound off the wall, they’re probably true and we believe the children we need to believe our elderly too. Thank you for wanting to hear my story.

My Elderly father, Billy B. of southern Virginia, was not diagnosed early for his dementia. My mother knew something wasn't right with dad's memory because she was keeping track of everything for him well before she died suddenly in 2010. She simply stated that he was forgetful and couldn't remember much of anything, like doctor's appts., his keys, passwords on his computer, and where he was supposed to go on any given day when plans were made, and important appointments made. After mother died in 2010, his memory losses were more apparent by my son who lived with him and tried to help him with whatever he needed, cooking, cleaning, laundry, passwords, appts.
He was diagnosed with advanced dementia in 2019, when the decline was so severe that persons known to him and myself had already taken a joint savings from his bank, then all household furnishings, guns, tools, and everything that he had from neighbors, old friends, even some distant relatives who targeted him for anything they could get out of him. By the time I was told what had happened, it was too late, in 2021.
A long known family friend, also an RN, alerted me to the situation six years (in 2021) after I was stationed in Virginia to assist my dad. My son and I were told to leave him alone in 2014. So as we both left, the only close NOK left, my son and I hoped he would be okay.

I drove back to Virginia in March 2021 to get more information on who was involved and what had happened to my father's house and property. My father was unable to see me due to COVID, afraid of contact with anyone. As we spoke by phone he stated that as he went to his bank a few years ago to get some money for his car repairs, and the bank manager told him that his savings account was empty and closed! Bank Manager further stated that, "his daughter and her husband" had come in with a "note" stating, that "they were the only surviving relatives and since my mother had passed away," "they wanted to close the account." My father repeatedly asked his Elder Law Attorney for assistance in the matter, but was never given any hope of finding out how and why this happened. Note: my dad did continue to ask his attorney for years over and over again to help in this matter of his savings account closure and all the missing money. Police were never contacted! I don't know that this attorney ever did anything about this!
I was shocked to hear this, as I hadn't been back to Virginia since 2014. Immediately I went to the bank branch, two police departments, and called numerous state agencies, including APS, State Police, and many Federal Agencies. I called my father back to tell him I going to do my best to have this investigated.

Elder Abuse, Financial Abuse, and/or neglect is criminally wrong. There needs to be an easier way to prosecute persons who think they have gotten away with criminal acts against vulnerable elderly citizens. When you see this happening again and again, it's not an accident, nor just a one time incident. These persons who target the elderly by befriending them, talking them into doing things the Elder Persons normally wouldn't do, is one of worst of criminal and deceitful minds in our society. They must be found, interviewed, vetted by every agency for any sales of property, and carefully looked at to see if their standard of living has changed. I know that some of these persons suddenly moved out of the neighborhood after I started asking for police and other agencies to investigate!

Let the local, state, and federal agencies do their jobs, I found out so much information on my own just calling and asking questions about my father and the persons who were targeting him. I will keep going with my investigation, and questioning to everyone I can find that knew or saw what was happening. This was HIS property, not mine, but many family heirlooms, guns, tools, machinery that he had is now gone. All because too many persons saw how vulnerable he was and just stepped in and took whatever he had that was precious to him, and his family. The other side of this is that he may have needed some of the money, and resources that were taken to help him go into a nursing home, or assisted living facility, and it's all gone now! I am so eager to speak out about this situation, because so many people have been victimized and hurt by perpetrators who think they can do this to anyone who's vulnerable!
If his Elder Attorney would not step in to help him when he asked for assistance, than who does the Elderly victim trust now, if they cannot trust their own attorney???

YES-I will talk to anyone, media, public, elder groups, law enforcement - whether live in-person interview, via video, any way I can help-you name i!. Not afraid to tell this story, it we can stop this and share the clues and warning signs on how it all starts and continues for the very vulnerable Elderly community in today's society!

My beloved friend/grandmother was isolated from friends, family and church members. She suffered from uncontrolled diabetes mellitus, and constant UTI's due to neglect. I was 2000 miles away and was blocked from calling and visiting.

I witnessed my beloved friend, whom I considered a grandmother, suffer from elder abuse, neglect, and isolation by relatives. It's my hope that in the future, doctors and geriatric specialists will request to meet with elders alone, without relatives present, to ensure their safety and well-being. I also advocate for state laws requiring regular meetings with geriatric specialists, both at the doctor's office and in the elder's home, to thoroughly assess their condition and ensure they receive proper care.
My beloved Margie passed early Christmas morning. Christmas day will never be the same.

A Eulogy for my Queen Margie🌷
In the tapestry of my life, there was a woman who stood out like a vibrant thread, weaving joy and peace into every moment we shared. She wasn't just a grandmother figure; she was a dear friend, a mentor, and a guiding light—a person who meant more to me than words could ever express.

Our bond, however, faced a daunting challenge when her health declined. It was a dark and painful time, filled with sadness and confusion. The realization that our relationship was fragile, and we were coming to the end of the road, was a bitter pill to swallow.

Yet, through the darkness emerged a newfound strength and determination. I became passionately driven to raise awareness about the silent epidemic that the elderly endure. I understood, more than ever before, the profound importance of close friendships and the transformative power they hold, especially in times of adversity.

My grandmother figure was not just a relative; she was my rock, my confidante, and my unwavering support. Her love was a shelter from life's storms, her words of encouragement a beacon of hope. Her prayers, filled with wisdom and compassion, lifted me up when I was down. Her peaceful temperament was a constant reminder of the beauty of a calm and loving soul. To know her was to love her.

Despite the age gap between us, our relationship felt like that of sisters or relatives in another lifetime. Her impact on me was profound, shaping my character and influencing my dreams and goals.

The heartbreak I experienced has only served to strengthen my resolve. It has given me a clear sense of purpose and a deep understanding of the legacy my grandmother figure has left behind. Her love and wisdom continue to guide me, inspiring me to be the best version of myself and to never give up, no matter the challenges I may face.

In honoring her memory, I strive to embody the qualities she cherished most—love, compassion, and resilience. Her legacy lives on in me, a testament to the enduring power of love and the profound impact one life can have on another.

Dearest Margie, You were one of a kind. Thank you for being an excellent example of a human being, wife, mother, grandmother, friend, and beauty. We loved hard, so even in death, our bond is unbreakable. Continue to visit me in my dreams.

In conclusion, I only wish and pray that the pure and genuine love Margie possessed will someday be instilled in the hearts and actions of others to keep Margie's Legacy of Love Alive. We should all ask ourselves... What are you doing to better the condition of others? Thank you for listening. Humbly submitted by Liza Hicks, Loved as a daughter of Margie L. Smith 🩷🌷

Elderly abuse is more common than you could imagine. Please take action now to help put an end to our vulnerable Elderly enduring abuse. They have made their contribution to society and deserve to be treated with the up most respect and dignity. Make changes now, if you look the other way it will happen to you if live long enough.

It's important to treat all elders with respect, love, and dignity. I believe every state should implement Margie's law, requiring a gerontologist and geriatric doctor to monitor seniors' care quarterly.

Please do the right thing. Just do it!!!